Sean Rekemeyer
Regional Manager
 
(817) 277-9000

NPN #1329285

Option 2
Individual/Family Plans


Through this exchange you can purchase both ACA and non-ACA compatible plans.  Depending on State availability, all the major carriers including United Healthcare, Aetna, Coventry, Humana, Blue  Cross Blue Shield, Cigna  and many others are available. By law, all of the plans available through your State’s public exchange are available through this exchange.  This exchange also includes additional ACA compatible plans not available on the public exchange.​

 

For those currently with preexisting conditions, you will have to purchase an ACA compatible plan through the exchange.​

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Individuals and families that are reasonably healthy and do not have any preexisting conditions should consider non-ACA compatible plans. They provide excellent coverage, with a $2-$5 million annual limits per person, at substantially lower premiums than most ACA compatible options. β€‹For a more detailed look at the difference between ACA compatible and non-ACA compatible plans.

 

Considering not having insurance and just paying the tax?
 

Once you opt out of having any form of health insurance, if you have an accident or illness between January 1st and December 31st of that years, you are 100% responsible for the charges associated with that health event and will not be able to obtain any coverage or assistance of any kind until January 1st of the following year.  In addition, since insurance is now available to everyone at a reasonable premium, doctors, hospitals, labs, and emergency rooms are going to substantially reduce the charges they are willing to write off as uncollectable.